These top 7 loan apps in Belgium provide individuals with convenient and accessible borrowing options. Their user-friendly mobile applications streamline the loan application process, allowing users to apply for loans anytime and anywhere using their smartphones.
These apps offer a variety of loan types, including personal loans, payday loans, and installment loans, catering to different financial needs. With simple and straightforward interfaces, borrowers can easily navigate through the loan application process, submit required documents, and receive quick loan approvals.
Top 7 Best Personal and Business Loan Apps in Belgium
Some of the best lending platforms in Belgium that offer quick loan with a juicy interest rate and a convenient repayment plan include Cetelem, DHB Bank, ING Belgium, Winwinner, LookandFin, Cofidis, Hello Bank among others reputable platforms
Our first choice on our top 7 loan apps in Belgium is Cetelem, they offer borrowers a flexible loan limit of up to €200,000, a repayment period of up to 120 months, and an attractive interest rate of 4.75% p.a. Their online application process is fast and efficient, providing borrowers with excellent loan conditions and quick approvals. Cetelem’s loan offerings are applicable to a wide range of borrowers, including those with regular income, making it a reliable option for individuals in need of financial assistance.
2. DHB Bank
DHB is one of the best loan apps in Belgium that provide loans of up to €100,000, an attractive interest rate of 4.99% p.a., a fast online application process, and a loan repayment period of up to 100 months. They also offer fast concessions, allowing borrowers to simply make a call or visit any DHB Bank branch.
3. ING Belgium
ING is our third pick on our top 7 loan apps in Belgium that are known for their fast and digital online application process by providing applicants with friendly fixed rates and eliminating insurance fees. They have less strict requirements compared to other lenders and aim to process loan applications within the first 48 hours. You can get loans of up to €70,000.
Winwinner is also one of the most popular loan apps in Belgium that facilitates business loans, personal loans, investment loans etc, they offer different borrowing options ranging from €25,000 to €200,000 for both businesses and individuals. Investors have the opportunity to earn an annual interest of up to 2% and benefit from a 2.5% annual tax credit. Additionally, investors can invest amounts ranging from €5,000 to €50,000 per investment on the platform. Winwinner also provide repayment plan that offers competitive interest rates to borrowers and also investors.
LookandFin is another lending platform that serves as a bridge between investors seeking investment opportunities and small and medium-sized enterprises (SMEs) in need of financing, facilitating the connection between the two.
On this platform, businesses that meet the criteria of having a minimum turnover of €1 million and a minimum of 3 filed accounting years have the opportunity to apply for loans. With loan amounts ranging from €50,000 to €5,000,000, SMEs can access the necessary funds to support their growth and development.
Cofidis is another leading provider of loans in Belgium since 1985, and they continue to excel in its specialization of offering personalized online loans and insurance solutions to cater to the unique needs and situations of its 450,000 customers. With a dedicated team of 422 employees, the company has amassed an impressive portfolio of €1,027 million in gross outstanding loans. Cofidis offers loans of up to up to €10,000 with a nice repayment plan and interest rate as well. Its our 6th pick on our top 7 best loan apps in Belgium
7. Hello Bank
Our final pick on our top 7 best loan apps in Belgium is Hello Bank, known for providing convenient loan options for various purposes, including financing your new vehicle, personal projects, or any immediate needs. You can easily borrow up to €50,000 through their online platform. With Hello Bank, you have the flexibility to choose your preferred monthly installments and repayment terms, while benefiting from competitive and attractive interest rates as well.
These loan apps in Belgium offer individuals a range of convenient and accessible borrowing options. With user-friendly mobile applications, borrowers can easily apply for loans anytime and anywhere using their smartphones. These apps provide various loan types, accommodating different financial needs, and boast streamlined application processes, quick approvals, and straightforward interfaces.