Apps like Beforepay Australia offer pay on demand services that allows you take out a part of your earned wages or salary to cover emergency expenses, which will be paid back on your next payday. The maximum you can cash out with apps like Beforepay is usually $1,000 for existing customers, while new customers can only cash out between $50 and $800. The limit increases over time with timely and successful repayments.
While apps like Beforepay Australia point out that you can use your money how you see fit, they’ll monitor whether you’re using the funds in any risky spending behaviours and limit what you can get. Your account will also be limited if you miss any payment, and you can’t access the services until you settle the outstanding balance.
Top 4 apps like Beforepay Australia
Some of the best and most trusted apps like Beforepay Australia include CommBank AdvancePay, Wagepay App, PayActiv App and MyPayfast App among other reliable applications. These lending platforms have minimal loan fees, really fast loan processing and can disburse to your account within a few minutes when you are faced with financial difficulties.
The top 4 most reputable apps like Beforepay Australia and their loan fees are given as below:
|Rank||Best Apps Like Beforepay Australia||Loan Fees|
|#1||CommBank AdvancePay||Between $5 and $10|
|#3||MyPayFast App||5% of loan amount|
|#4||WageTap App||From $5|
1. CommBank AdvancePay
CommBank AdvancePay is one of the best pay advance apps like Beforepay Australia giving customers access to money they expect to be paid, before the next payday. This platform helps with quick credit when unexpected bills hit you and you are short of funds. It’s not intended to be used regularly and won’t be available every pay cycle. To help you stay in control of your finances, CommBank AdvancePay limits you to have just one facility at a time. You can apply to CommBank AdvancePay online in just a few minutes. If approved, you can have access to loan amount ranging between $300 and $1,000 before your next payday. For loan amount between $300 and $500, the fees is $5 while between $501 and $1,000, you pay a fees of $10.
2. Wagepay App
Wagepay is one of the fondest apps like Beforepay Australia set up to revolutionise the way you access your pay, for the better, by giving you early access to a portion of your wages before payday. With this platform, you can get a pay advance up to 25% of your pay, to a maximum of $2000, and repay it back in one, easy payment! You can borrow money through the app, or choose to do it through their website. If you get paid $1,000, you can advance up to: $250 representing 25% and only pay a fees of $13.65 extra. You can sign up and apply in 3 minutes and get an instant loan approval.
3. MyPayFast App
MyPayFast is another Beforepay alternative in Australia that allows you to access your pay early up to $750 and enables you to track your spending and expenses quickly and easily. Their system provides partial access to your salary in advance and deposit money into your transactional account for you to use immediately. To access loan advances from MyPayFast app, simply sign up for fund withdrawal which is very easy and can be done in only a few minutes. The repayments are directly debited from your bank account. MyPayFast app gives customers real-time wage deposit up to 25% of their salary for a maximum of $750, anytime anywhere before payday. This service is interest-free and only charges a flat rate loan fee of 5% of the loan amount.
4. WageTap App
WageTap is one of the best loan apps like Beforepay Australia that allows you to access your pay you have already worked for, up to $300. To be approved to make a withdrawal, you need to meet WageTap eligibility criteria which can only be done one withdrawal at a time. WageTap loan application and approval process could be concluded in 3 minutes. Each transaction has a loan fee of 5% withdrawal and an interest rate of 24% p.a. That means if you withdraw $100, your withdrawal (loan) fee will be $5.
In Australia, the best apps like Befiorepay include CommBank AdvancePay, Wagepay App, Latitude App, PayActiv App and MyPayfast App among other trusted apps. These fast loan platforms act as pay advances and give quick small cash advances while enabling you to pay back on your next payday.