If you are looking for the best apps like Bundll to buy now and pay later for your shoppings either online or in-store, then you have come to the right platform. In this article, I will be explaining and reviewing the top 10 Bundll alternative Australia applications that you can use whenever you want to make purchases and pay in a future date.
What is Bundll app used for?
Bundll is an app that lets you Buy Now, Pay Later, (BNPL) anywhere and everywhere. Whether you’re shopping online, in the app or cruising your local mall, you can get 2 weeks to repay, interest-free with every tap of your bundll digital Mastercard. You can also snooze your repayments for an extra 2 weeks or roll them up into a superbundll, which allows you to pay in 6 fortnightly instalments.
How Does Bundll Works?
Once you’ve opened your Bundll account and have added your Bundll Mastercard to the digital wallet on your mobile phone, you can start shopping online and instore – at just about any location where MasterCard is accepted. When shopping instore, simply open the digital wallet on your mobile phone, swipe to reveal your Bundll card and tap your phone to pay.
What are the best apps like Bundll? Are there reputable Bundll alternative Australia?
If you’re looking for the best apps like Bundll with better terms and amounts to cover your financial needs, consider Bundll alternatives Australia we detailed below, some of which allow you access up to $1,000 and even more, and offer better flexible installment payments.
The best alternative apps like Bundll to Buy Now Pay Later (BNPL) in Australia with no credit check or interest charge include Laybuy App, Afterpay, Humm App, Klarna App, Sezzle App, ZipPay, OpenPay, LatitudePay , Clearpay and Splitit App.
These are the top Bundll alternatives Australia for shopping online, in the app or in your local store while you pay later in equal installments without any charges.
1. Laybuy App
Laybuy is one of the best apps like Bundll that lets you receive your purchase now and spread the total cost over 6 weekly automatic payments, and always interest-free.
Laybuy, a fully integrated platform, based in New Zealand, is a very good Bundll alternative Australia offering users the chance to buy in-store, online or in your local mall and make payments later in six interest-free payments, zero free charges.
The app helps you manage all your payments online via your dashboard, complete multiple payments at once, track your spending and much more.
2. Afterpay App
Afterpay is another reputable app like Bundll that doesn’t require credit check or interest payment. With this platform, you can purchase what you need now, make your first payment today and spread the balances over 6 weeks completely interest free and zero charges. Spending limit for this app start around $600 and only increase gradually with on-time payments.
As one of the leading Bundll alternative in Australia, Afterpay is absolutely free (that is when you pay on time though). And you don’t have to pay anything to sign up, no establishment fees, no monthly account fees. The platform sends you reminders, so you never miss a payment.
3. Humm App
Humm is a very fine app that works exactly like Bundll in many respects. With humm you can Buy Now Pay Later, not just for little things, but for big ones as well. The app allows you to access up to $30,000 and repay over time, always interest free. For the little purchases, time to pay is 5 X Fortnightly or 10 X Fortnightly.
This top Bundll alternative Australia also allows larger purchases, only that a customer has 6 to 60 months to repay. Simply select humm as your payment option when checking out online. You will be directed to the humm portal to login or sign up. Your items will be delivered to your door while you pay later with Humm.
4. Klarna App
With Klarna, yet another reputable Bundll alternative Australia, you can split the cost of your purchase into 4 payments, over 6 weeks completely interest free with no credit check.
There are two ways to use Klarna. You can take Klarna’s pay in 4 option to any store by downloading and shopping directly through the app, in-store and online. Or, simply go to the retailers currently partnered with the platform and pay with Klarna at checkout.
After downloading and registering, Klarna performs soft credit check on you to determine your spending and other personal information. Note that this credit check will not affect your credit score.
And once you make a purchase, you can choose from one of the three financing options – Pay in 4 or pay in 30 days or a 6 to 36-month loan with the 25% paid as a down payment during the time of purchase.
Klarna Checkout and payment methods are available in Australia, Sweden, Norway, Finland, Denmark, Germany, Great Britain and the USA.
5. Sezzle App
Sezzle is one of the best stress-free buy now pay later apps like Bundll that allow consumers to buy their commodities and split payments into 4 interest-free installments over 6 weeks, so you get what you need, when you want.
Sezzle as an alternative app to Bundll, is equally quick, easy, seamless and approval decisions are instant. The applications allows up to over 47,000 brands to shop at. Simply select Sezzle at checkout and complete your order.
ZipPay is another amazing application that works like Bundll and thus regarded as a top rated alternative to Bundll in Australia. The app helps consumers navigate day-to-day life with ease by spreading the cost of your purchases over time.
ZipPay, just like Bundll, allows customers pay nothing upfront, and repay weekly, fortnightly or monthly on a suitable schedule, with no interest ever and with no credit check. The application allows you to apply for up to $1,000 in Australia, to pay for items in-store and online without needing to use your credit or debit cards and it is totally interest free.
The application through its sister app, ZipMoney, another Bundll alternative Australia allows you apply for up to $5,000 credit to help you pay for your next step in life, every step of the way. With a minimum 3 months interest free on every purchase and up to 5 years interest free at select Zip merchants, Zip Money will be available for your check out.
When it comes to the best BNPL apps like Bundll in Australia, Spliit, a platform that allows extended installment payments without any credit check, is among the most reputable. With it, consumers can shop more responsibly with no added debt, interest or hidden fees. Additionally customers can get all the benefits of paying with their existing credit card, including rewards, transaction insurance and protection against fraud.
With Splitit, you don’t need any application or registration, making it the most seamless and frictionless BNPL Bundll alternative Australia offering amazing checkout experience.
Aplitit allows customers to choose to pay in 2-12 installments. The first payment will be taken on the day of purchase. Each subsequent payment will be taken automatically on the same date each month.
Openpay is one of the leading Australian fintech and a top “Buy Now, Pay Later” applications like Bundll that let users buy now and pay for their purchases over fortnightly or monthly payments with plans for up to 24 months by using interest-free installments.
Once you sign up, it’ll perform a quick ID check to whether your details are genuine or not. Then, you can make a purchase either online or in-store and simply choose Openpay at the checkout. You can then choose the plan that suits you the best and pay your first installment during your purchase.
And the rest of the payments are scheduled for over weekly or fortnightly. Besides, these repayments are automatically deducted as scheduled from your connected Mastercard or Visa. To use Openpay, you’ll need to be 18 years old, and provide a valid address, mobile number, Australian payment card, and a valid Australian ID.
LatitudePay is one of the best apps like Bundll Australia which allows you to spend up to $1,000 at the selected retailers with the 10% of the purchase price paid upfront and the remaining paid over ten weeks. With the LatitudePay app, you can also manage your finances from one central hub.
While making a purchase, choose LatitudePay in the online checkout from a wide variety of sellers – online or in-store. Then submit your request. Once they approve your application, you can make a purchase.
Clearpay is another popular UK BNPL app similar to Bundll in Australia but has recently become available in the U.S. It allows you to buy now and pay later in four equal payments, with no interest or fees. Plus, there’s no credit check required and you can get approved in minutes.
Clearpay payment service provided by Clearpay Finance Ltd works by lending customers a fixed amount of credit to make purchases instantly and then pay for them in 4 automatic instalments, made every 2 weeks, without any interest though you must ensure you can make repayments on time to avoid late fees.
With this Bundll alternative, you’ll pay 25% at the time of purchase, and take your purchase home that day. At any time, you can log in to your Clearpay account to see your payment schedule and make a payment before the due date. Otherwise the app will automatically take the money from your debit or credit card on your payment due dates.
How Do Apps Like Bundll Work?
After signing up for an account with apps like Bundll which oftentimes requires no credit check, you must decide whether it is linked to a credit or debit card. You’ll then be able to set a limit on your account, and a fixed payment schedule will be determined on any purchases you make in the future.
Once everything is in place, your Bundll alternative Australia account is ready to make any purchases you wish. Just remember to remain within the credit limit that has been set on your account.
Compared to some other buy now, pay later (BNPL) accounts, you will find that the one from Bundll does work slightly differently. With Apps like Bundll Australia, retailers aren’t required to register with the company for you to use Bundll in their stores. So, it means that those with such accounts can use them anywhere.
After you have downloaded and signed up for an account via the Bundll app, you will receive a digital Mastercard you can use like you would any other card. To shop at a store, you simply open the digital wallet on your phone, then swipe on the screen to reveal the card.
Before you make any purchase with apps like Bundll, you’ll be required to choose a day each week/month to repay the money owed. With apps like Bundll, you typically get 4 interest-free installments over 6 weeks to pay for any purchase made using the platform. Repayments that need to be made are automatically taken from your nominated card or bank account.
How Much Does Borrowing With Bundll alternatives Australia Cost?
When you borrow with apps like Bundll Australia, you’ll not pay any interest, but you can expect various fees that may be attached to the advanced amount.
Bundll Australia makes its money through interchange fees, which banks charge each other in card-based transactions. You’ll also pay a fee if you choose the Super Bundll feature to make a more significant purchase. The fee charged for using this Bundll feature is 5% of the total balance on the account.
A late fee also applies if you don’t make payments on time with Bundll alternative Australia. If you miss a payment, a $10 fee is charged, and if you use the snooze feature on the account, you will get charged $2.50.
What are the eligibility criteria to apply for Apps Like Bundll Australia?
Consumers applying for apps like Bundll have their criteria, but most will generally require that:
- You’re aged 18 years and above.
- You’re an Australian permanent resident or citizen
- You’re employed and receive income from a reputable organisation.
- You’re paid regularly in weekly, fortnightly, or monthly schedules.
- You have online banking.
- You’re classified as a full-time, part-time, casual, contract, or on-demand employee.
Documents or information required to apply for apps like Bundll Australia include:
- A valid Australian email address and phone number.
- Valid identification can consist of a Medicare card, driver’s license, or Australian passport.
- Bank details.
- Your employment information, including last salary and date you receive it.
- Submitting your details allows apps like Bundll to analyse your income and spending behaviour to ensure you’re able to repay any funds they potentially advance.
Unique Features of Apps Like Bundll Australia
The following are general charateristics and features common with Bundll alternative Australia:
Higher Loan Amounts
Bundll provides credit limits of up to $1000 for purchases, and you can even apply for Super Bundll for credit limits of up to $4,000. If you need higher amounts for purchases or any other financial need, you will need to consider others apps like Bundll.
Longer Repayment Periods
With Bundll alternative Australia, you have to repay the advanced amount in two weeks to 6 weeks.
When you need quick cash or funds, Bundll alternatives are an excellent choice. Lenders won’t keep you waiting when you’re short of funds and eyeing an attractive deal or purchase. Your loan can be approved within minutes, and the funds disbursed within hours.
How to Apply For Bundll Alternatives Australia
To apply for Bundll, simply download the Bundll app and submit your information to sign up. Apps like Bundll allow you to achieve the same goal but with better repayment terms and higher amounts. They’re more affordable and better payment solutions for all your financial needs, including buy now, pay later purchases and pay on-demand advances. You can quickly apply for Bundll alternatives in a few steps.
Does Bundll Conduct Credit Checks?
No. Bundll doesn’t check your credit score to determine eligibility for their services. Instead, they use their specific lending criteria, which they consider superior to credit checks. It includes understanding the borrower’s current cash flow affordability as a measure of creditworthiness.
Can I Improve My Credit Score Using Apps Like Bundll?
Apps like Bundll don’t report positive credit behaviours, so they can’t help you improve your credit score. However, they can report you if you default.
How Can I Increase My Bundll Limit?
To increase your limit, you have to subscribe for Super Bundll to reach up to $4,000 with six fortnightly repayment plans. If you’re looking for higher limits, consider Bundll alternatives like personal and payday loans available at Gday Loans.
Buy now, pay later (BNPL) apps like Bundll have become very popular over the last few years and is now offered at most major retailers in Australia, UK, USA and around the world.
To apply for Bundll, simply download the Bundll app and submit your information to sign up. Bundll alternatives allow you to achieve the same goal but with better repayment terms and higher amounts. They’re more affordable and better payment solutions for all your financial needs, including buy now, pay later purchases and pay on-demand advances.
With better offerings from Bundll alternative Australia, you can defer payments to future smaller installments usually with no interest, credit check and with little or no fees. Bundll and other apps like it in Australia, UK AND US serve as digital accounts, enabled by MasterCard, and can be used anywhere MasterCard is accepted, on app, online and in store.